ZIP 18015 Foreclosure, Tax-Lien & Distress Report

Northampton County, Pennsylvania's ZIP 18015 registers 23/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (51/100), construction/permit lag (42/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structurally it carries 51/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (67/100).

The market reads peak — home values rose 4.7% year on year, and 25% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 13,002 housing units. Rent burden reaches 48% of tenant households. The tenure split is 50% owner-occupied to 50% rented. Educational attainment sits at 31% bachelor's-or-above. Roughly 15.3% live below the poverty line. Population is roughly 34,259 with a median age of 32. Median household income is $58,470, below the U.S. median near $78,000. Home values center near $281,700, an affordability ratio of 4.2×. The demographic-stress sub-score lands at 36/100. The vacancy rate is 7.7%.

On balance 18015 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 18015 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 18015's 23/100 can be lined up against any neighbor in Northampton County, Pennsylvania or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 18015 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 18015 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 18015 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.