ZIP 18014 Foreclosure, Tax-Lien & Distress Report

In Northampton County, Pennsylvania, ZIP 18014 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (63/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (41/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Structural risk reads 50/100 against active distress of 2/100.

The market reads peak — home values rose 4.7% year on year, and 25% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 12,474 people live here, median age 44. Home values center near $288,700, an affordability ratio of 3.7× — accessible. Around 25% of adults hold a bachelor's degree or higher. Vacancy runs 4.2%. DLRadar's demographic-stress index for the area reads 30/100. The poverty rate is 9.6%. 84% of housing is owner-occupied. Around 46% of renters are cost-burdened. The ZIP holds roughly 4,801 housing units. Median household income is $75,762, near the U.S. median near $78,000.

Overall, 18014 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 18014's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 18014 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 18014's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 18014 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.