ZIP 18055 Foreclosure, Tax-Lien & Distress Report

ZIP 18055's composite property-distress score is 22/100 - DLRadar classes that as low for Northampton County, Pennsylvania. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (65/100). The latent-versus-live split is 50/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (42/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The peak-phase market in 18055 posted values that rose 4.7% over the year, and 23% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $90,087, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 26/100. The poverty rate is 5.3% — low. Around 43% of renters are cost-burdened. The ZIP holds roughly 4,953 housing units. The tenure split is 80% owner-occupied to 20% rented. Home values center near $324,000, an affordability ratio of 3.3× — accessible. The vacancy rate is 4.4%. About 39% have a four-year degree. About 11,947 people live here, median age 47.

Broadly, 18055 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 18055 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 18055 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 18055, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 for 18055 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 18055 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.