ZIP 18055 Property Distress & Foreclosure Data

Composite property distress in 18055 (Northampton County, Pennsylvania) lands at 18/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (66/100). On the structural side it scores 40/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (40/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 23% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $90,087, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. 5.3% of residents fall below the poverty threshold. Around 43% of renters are cost-burdened. The ZIP holds roughly 4,953 housing units. Owners hold 80% of homes, renters 20%. Home values center near $324,000, an affordability ratio of 3.3× — accessible. The vacancy rate is 4.4%. Educational attainment sits at 39% bachelor's-or-above. 11,947 residents call 18055 home, typically aged 47.

On balance, 18055 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.