ZIP 18038 Property Distress & Foreclosure Data

Northampton County, Pennsylvania's ZIP 18038 registers 18/100 composite distress, which DLRadar reads as low. Structural risk reads 40/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (64/100). The most distinctive pressure shows up in structural risk (40/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 7.1% year on year, and 12% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 5.5%. Households earn a median $111,515 — above the roughly $78,000 national figure. About 3,459 people live here, median age 50. The tenure split is 96% owner-occupied to 4% rented. There are about 1,500 housing units across 18038. Rent burden reaches 0% of tenant households. A median home runs $279,700 here, or 2.2 times local income. On demographic stress specifically, 18038 scores 17/100. Roughly 1.6% live below the poverty line, a low share typical of higher-equity areas. About 16% have a four-year degree.

Overall 18038 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.