ZIP 18045 Foreclosure, Tax-Lien & Distress Report
Northampton County, Pennsylvania · Distress market
Composite property distress in 18045 (Northampton County, Pennsylvania) lands at 23/100 — low on DLRadar's distress scoring. Latent structural risk is 52/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (62/100). The sharpest non-environmental signals are construction/permit lag (52/100), structural risk (52/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100).
The peak-phase market in 18045 posted values that rose 4.7% over the year, and 21% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.
29,896 residents call 18045 home, typically aged 45. Owners hold 80% of homes, renters 20%. The typical home is worth about $337,200 (2.8× income, relatively affordable). Around 44% of adults hold a bachelor's degree or higher. Rent burden reaches 41% of tenant households. The vacancy rate is 2.6%. On demographic stress specifically, 18045 scores 24/100. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. There are about 12,540 housing units across 18045. Median household income is $109,068, above the U.S. median near $78,000.
Broadly, 18045 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 18045 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18045 can be compared directly against any other ZIP in Northampton County, Pennsylvania or nationwide. 18045 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 23/100 for 18045 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 18045 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 18045
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 18045 Stress Report snapshot
18045 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Keep exploring Pennsylvania distress
Further distress data across Northampton County, Pennsylvania at ZIP, county and state level.
Unlock parcel-level detail for ZIP 18045
See who owns each distressed property in 18045, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology