ZIP 18045 Property Distress & Foreclosure Data

DLRadar grades ZIP 18045 (Northampton County, Pennsylvania) at a low 18/100 for overall property distress. Structural risk reads 40/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (64/100)). Property-level stress concentrates in structural risk (40/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The expansion-phase market in 18045 posted values that rose 7.1% over the year, and 21% higher over three years, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 29,896 with a median age of 45. 80% of housing is owner-occupied. The typical home is worth about $337,200 (2.8× income, relatively affordable). Around 44% of adults hold a bachelor's degree or higher. Rent burden reaches 41% of tenant households. Vacancy runs 2.6%. The demographic-stress sub-score lands at 24/100. The poverty rate is 2.9% — low. There are about 12,540 housing units across 18045. At $109,068, median income runs above typical U.S. levels.

Broadly, 18045 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.