ZIP 18085 Foreclosure, Tax-Lien & Distress Report

Northampton County, Pennsylvania's ZIP 18085 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (63/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (41/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Structural exposure scores 50 and live distress 2 on the 0–100 scale.

The peak-phase market in 18085 posted values that rose 4.7% over the year, and 14% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 387 housing units. The vacancy rate is 1.3%. Households earn a median $104,063 — above the roughly $78,000 national figure. 1.5% of residents fall below the poverty threshold. About 1,162 people live here, median age 39. DLRadar's demographic-stress index for the area reads 24/100. The typical home is worth about $281,900 (2.6× income, relatively affordable). Educational attainment sits at 32% bachelor's-or-above. Owners hold 71% of homes, renters 29%. Around 31% of renters are cost-burdened.

Overall 18085 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 18085 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 18085's 22/100 can be lined up against any neighbor in Northampton County, Pennsylvania or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 18085 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 18085 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 18085 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.