ZIP 18351 Foreclosure, Tax-Lien & Distress Report

ZIP code 18351 in Northampton County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 50/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (63/100). Its standout signals are structural risk (50/100), construction/permit lag (41/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The market reads peak — home values rose 4.7% year on year (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 37% of homes, renters 63%. The vacancy rate is 19.3% — elevated. DLRadar's demographic-stress index for the area reads 38/100. Rent burden reaches 33% of tenant households. About 695 people live here, median age 35. Educational attainment sits at 12% bachelor's-or-above. A median home runs $266,900 here, or 3.6 times local income. There are about 289 housing units across 18351. Median household income is $71,667, near the U.S. median near $78,000. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 18351 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 18351 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 18351's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 18351 reflects the current record instead of a stale or modeled snapshot.

Behind 18351's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 18351 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.