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ZIP 07832 Foreclosure, Tax-Lien & Distress Report

Warren County, New Jersey · Distress market

Warren County, New Jersey's ZIP 07832 registers 23/100 composite distress, which DLRadar reads as low. Structurally it carries 53/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (68/100)). Leading the profile are construction/permit lag (60/100), structural risk (53/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted.

The market reads peak — home values rose 4.7% year on year, and 22% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 90% owner-occupied to 10% rented. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $355,200 here, or 3.1 times local income. The demographic-stress sub-score lands at 22/100. About 3,459 people live here, median age 45. The vacancy rate is 4.8%. There are about 1,494 housing units across 07832. Median household income is $104,358, above the U.S. median near $78,000. About 36% have a four-year degree. Around 24% of renters are cost-burdened.

Broadly, 07832 is a steadier market — the deals are the exceptions, not the rule. While 07832 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 07832 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Warren County, New Jersey and the nation. Sparse data for 07832 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 for 07832 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 07832 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

23/100
Composite stress
53/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 07832

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk83
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

07832 at a glance

The live 07832 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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