ZIP 07832 Property Distress & Foreclosure Data

Warren County, New Jersey's ZIP 07832 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 45 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (69/100). The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (26/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 7.1% year on year, and 22% higher over three years, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 90% owner-occupied to 10% rented. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $355,200 here, or 3.1 times local income. On demographic stress specifically, 07832 scores 22/100. About 3,459 people live here, median age 45. Vacancy runs 4.8%. There are about 1,494 housing units across 07832. Households earn a median $104,358 — above the roughly $78,000 national figure. About 36% have a four-year degree. Rent burden reaches 24% of tenant households.

Overall 07832 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.