ZIP 07840 Property Distress & Foreclosure Data

Composite property distress in 07840 (Warren County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (73/100). On the structural side it scores 54/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (54/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.9% over the trailing year, and 28% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

5.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 71% of homes, renters 29%. Around 39% of renters are cost-burdened. The vacancy rate is 1.7%. Educational attainment sits at 49% bachelor's-or-above. The ZIP holds roughly 13,021 housing units. Home values center near $396,100, an affordability ratio of 3.5× — accessible. Median household income is $107,956, above the U.S. median near $78,000. 31,995 residents call 07840 home, typically aged 43.

On balance, 07840 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.