ZIP 07840 Foreclosure, Tax-Lien & Distress Report
Warren County, New Jersey · Distress market
Scored purely from public records, 07840 (Warren County, New Jersey) returns a low composite of 24/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (72/100). Structurally it carries 55/100, against 2/100 of stress already in motion. Its standout signals are construction/permit lag (60/100), structural risk (55/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.
Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 28% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The poverty rate is 5.7% — low. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 71% of homes, renters 29%. Rent burden reaches 39% of tenant households. The vacancy rate is 1.7%. Around 49% of adults hold a bachelor's degree or higher. The ZIP holds roughly 13,021 housing units. Home values center near $396,100, an affordability ratio of 3.5× — accessible. At $107,956, median income runs above typical U.S. levels. 31,995 residents call 07840 home, typically aged 43.
On balance, 07840 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 07840 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 07840 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 07840, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
07840's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 07840 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 07840
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 07840 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Warren County
More distress data near 07840
Further distress data across Warren County, New Jersey at ZIP, county and state level.
See every distressed parcel in 07840
Every distressed parcel in 07840 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology