ZIP 07931 Property Distress & Foreclosure Data

Somerset County, New Jersey's ZIP 07931 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 59 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (93/100). The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (53/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 36% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. A median home runs $1,165,700 here, or 6.8 times local income. There are about 1,360 housing units across 07931. The tenure split is 84% owner-occupied to 16% rented. About 69% have a four-year degree. Rent burden reaches 46% of tenant households. About 3,271 people live here, median age 47. Households earn a median $159,013 — above the roughly $78,000 national figure. On demographic stress specifically, 07931 scores 35/100. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 07931 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.