ZIP 07921 Property Distress & Foreclosure Data

Composite property distress in 07921 (Somerset County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (93/100). On the structural side it scores 55/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (33/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 37% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

4.5% of residents fall below the poverty threshold. 7,563 residents call 07921 home, typically aged 49. The ZIP holds roughly 3,998 housing units. Around 35% of renters are cost-burdened. Median household income is $117,705, above the U.S. median near $78,000. Home values center near $433,300, an affordability ratio of 3.7× — accessible. Educational attainment sits at 66% bachelor's-or-above. The vacancy rate is 2.0%. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 79% of homes, renters 21%.

On balance, 07921 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.