ZIP 08553 Property Distress & Foreclosure Data

ZIP code 08553 in Somerset County, New Jersey carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (55/100), construction/permit lag (33/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (93/100)). The latent-versus-live split is 55/100 structural and 2/100 already moving.

The expansion-phase market in 08553 posted values that rose 6.0% over the year, and 10% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 0.0%. The poverty rate is 4.3% — low. At $127,344, median income runs above typical U.S. levels. Around 20% of renters are cost-burdened. Around 72% of adults hold a bachelor's degree or higher. The ZIP holds roughly 320 housing units. The typical home is worth about $597,200 (4.8× income). The demographic-stress sub-score lands at 24/100. 76% of housing is owner-occupied. Population is roughly 814 with a median age of 43.

Broadly, 08553 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.