ZIP 08502 Foreclosure, Tax-Lien & Distress Report
Somerset County, New Jersey · High Value market
DLRadar grades ZIP 08502 (Somerset County, New Jersey) at a low 28/100 for overall property distress. Its standout signals are construction/permit lag (76/100), structural risk (65/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Structural exposure scores 65 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (93/100)).
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 19% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Home values center near $816,700, an affordability ratio of 3.4× — accessible. About 77% have a four-year degree. At $223,444, median income runs above typical U.S. levels. Rent burden reaches 19% of tenant households. The demographic-stress sub-score lands at 19/100. Population is roughly 12,081 with a median age of 42. 2.3% of residents fall below the poverty threshold. 82% of housing is owner-occupied. Vacancy runs 0.0%. The ZIP holds roughly 3,983 housing units.
Net-net, 08502 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 08502 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 08502 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 08502 stays directly comparable to neighboring ZIPs and the rest of Somerset County, New Jersey. Every figure is auditable to a public dataset and refreshed on ingest; 08502 shows blanks, not estimates, wherever the record is sparse.
The 28/100 for 08502 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 08502 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 08502
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 08502 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Somerset County ZIP codes
Keep exploring New Jersey distress
Further distress data across Somerset County, New Jersey at ZIP, county and state level.
The complete 08502 distress and acquisition report
Open 08502 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology