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ZIP 08525 Foreclosure, Tax-Lien & Distress Report

Mercer County, New Jersey · Distress market

On DLRadar's 0-100 public-record scale, ZIP 08525 in Mercer County, New Jersey comes in at 28, a low composite-distress reading. The split runs 63/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (73/100). The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (63/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The peak-phase market in 08525 posted values that rose 4.7% over the year, and 26% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 5.5%. There are about 1,977 housing units across 08525. Owners hold 86% of homes, renters 14%. Educational attainment sits at 63% bachelor's-or-above. The typical home is worth about $572,500 (3.5× income, relatively affordable). Around 39% of renters are cost-burdened. About 4,567 people live here, median age 46. Households earn a median $157,868 — above the roughly $78,000 national figure. Roughly 1.7% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 08525 scores 23/100.

On balance 08525 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 08525 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 08525 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Mercer County, New Jersey and the nation. Sparse data for 08525 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 figure for 08525 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 08525 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
63/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 08525

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk92
Another 9 scored dimensions sit behind 08525

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 08525 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 08525, drawn from the same report attached to each property.

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Mercer County ZIPs near 08525

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