ZIP 08501 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 08501 in Monmouth County, New Jersey comes in at 28, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (85/100)). What sets it apart are the readings on construction/permit lag (70/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 63/100 structural and 2/100 already moving.

The expansion-phase market in 08501 posted values that rose 5.2% over the year, and 29% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 2.3%. Median household income is $133,015, above the U.S. median near $78,000. The tenure split is 91% owner-occupied to 9% rented. Around 30% of renters are cost-burdened. About 6,297 people live here, median age 49. The poverty rate is 5.0% — low. A median home runs $588,800 here, or 4.0 times local income. Around 60% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,575 housing units. DLRadar's demographic-stress index for the area reads 23/100.

Net-net, 08501 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 08501 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 08501's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 08501, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 08501 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 08501 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.