ZIP 08501 Property Distress & Foreclosure Data

Composite property distress in 08501 (Monmouth County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (51/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Structural risk reads 58/100 against active distress of 2/100.

The market reads expansion — home values rose 6.0% year on year, and 29% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 2.3%. Households earn a median $133,015 — above the roughly $78,000 national figure. The tenure split is 91% owner-occupied to 9% rented. Rent burden reaches 30% of tenant households. About 6,297 people live here, median age 49. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $588,800 here, or 4.0 times local income. About 60% have a four-year degree. There are about 2,575 housing units across 08501. On demographic stress specifically, 08501 scores 23/100.

Net-net, 08501 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.