ZIP 07702 Property Distress & Foreclosure Data

ZIP code 07702 in Monmouth County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Structural risk reads 58/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 24% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 84% of homes, renters 16%. Median household income is $144,500, above the U.S. median near $78,000. 4,162 residents call 07702 home, typically aged 42. Vacancy runs 2.2%. Home values center near $811,400, an affordability ratio of 5.1×. There are about 1,546 housing units across 07702. Rent burden reaches 92% of tenant households. DLRadar's demographic-stress index for the area reads 36/100. Educational attainment sits at 65% bachelor's-or-above. 3.6% of residents fall below the poverty threshold.

Overall, 07702 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.