ZIP 07702 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07702 (Monmouth County, New Jersey) at a low 28/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). The pressure is most legible in construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Structurally it carries 63/100, against 2/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 24% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 84% of homes, renters 16%. Households earn a median $144,500 — above the roughly $78,000 national figure. About 4,162 people live here, median age 42. The vacancy rate is 2.2%. The typical home is worth about $811,400 (5.1× income). The ZIP holds roughly 1,546 housing units. Rent burden reaches 92% of tenant households. On demographic stress specifically, 07702 scores 36/100. About 65% have a four-year degree. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 07702 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 07702 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 07702 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 07702, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 07702 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 07702 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.