ZIP 07739 Property Distress & Foreclosure Data

ZIP code 07739 in Monmouth County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 58/100 against active distress of 2/100. What sets it apart are the readings on structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The market reads expansion — home values rose 6.0% year on year, and 32% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 2,281 housing units across 07739. The tenure split is 96% owner-occupied to 4% rented. On demographic stress specifically, 07739 scores 16/100. Rent burden reaches 0% of tenant households. A median home runs $955,900 here, or 3.9 times local income. Vacancy runs 4.3%. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. About 80% have a four-year degree. About 6,096 people live here, median age 47. Households earn a median $220,746 — above the roughly $78,000 national figure.

Net-net, 07739 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.