ZIP 07712 Foreclosure, Tax-Lien & Distress Report
Monmouth County, New Jersey · Distress market
ZIP 07712's composite property-distress score is 28/100 - DLRadar classes that as low for Monmouth County, New Jersey. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). Latent structural risk is 63/100 while live distress already moving reads 2/100. Its standout signals are construction/permit lag (66/100), structural risk (63/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).
The expansion-phase market in 07712 posted values that rose 5.2% over the year, and 27% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $95,691 — above the roughly $78,000 national figure. The tenure split is 48% owner-occupied to 52% rented. Rent burden reaches 46% of tenant households. Home values center near $616,300, an affordability ratio of 6.0×. Roughly 11.2% live below the poverty line. About 39,597 people live here, median age 41. Around 49% of adults hold a bachelor's degree or higher. The ZIP holds roughly 19,200 housing units. DLRadar's demographic-stress index for the area reads 39/100. The vacancy rate is 7.8%.
On balance 07712 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 07712's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 07712, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
07712's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 07712 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 07712 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07712 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Monmouth County ZIP reports
Nearest ZIP codes to 07712
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Monmouth County, New Jersey — ZIP, county and statewide.
See every distressed parcel in 07712
The full 07712 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology