ZIP 07701 Foreclosure, Tax-Lien & Distress Report

ZIP code 07701 in Monmouth County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in construction/permit lag (66/100), structural risk (63/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). On the structural side it scores 63/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100).

The expansion-phase market in 07701 posted values that rose 5.2% over the year, and 29% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 53% bachelor's-or-above. 6.4% of residents fall below the poverty threshold. 65% of housing is owner-occupied. The typical home is worth about $584,500 (4.8× income). Around 43% of renters are cost-burdened. The demographic-stress sub-score lands at 31/100. Households earn a median $113,630 — above the roughly $78,000 national figure. Vacancy runs 3.1%. Population is roughly 24,544 with a median age of 43. There are about 11,011 housing units across 07701.

Overall, 07701 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 07701 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 07701 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Monmouth County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 07701, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 07701 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 07701 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.