Monmouth County, NJ: Foreclosures, Tax Liens & Distressed Properties
Monmouth County, NJ, New Jersey: 52 ZIP codes scored, Monmouth County, NJ averaging 28/100 (low, Monmouth, NJ), from 28 to 34. Monmouth County, NJ is in its expansion phase (Monmouth, NJ confidence 35/100): Monmouth, NJ home prices up 5.2% (Monmouth, NJ) over twelve months. Monmouth County, NJ lender headwind: 52/100.
Highest-scoring Monmouth County, NJ ZIPs: 08724 (34/100), 08514 (30/100), 07701 (28/100), 07702 (28/100), 07703 (28/100), 07704 (28/100). Also scored in Monmouth County, NJ: 07711, 07712, 07716, 07717, 07718, 07719, 07720, 07721, 07722, 07723.
Across Monmouth County, NJ's scored ZIPs: median home value $727,886, household income $127,051, 10.0% vacancy, 5.2% poverty, 79% owner-occupied, median age 44.9.
Monmouth County, NJ insurance distress 31/100 (#1,583 in the US); FEMA hazard 0/100 for Monmouth, NJ; 116 Monmouth, NJ NFIP flood claims, $2.7M paid; Monmouth, NJ construction distress 66/100.
23 banks with 181 branches lend in Monmouth County, NJ; Monmouth, NJ weighted bank stress 65/100, highest 90/100 in Monmouth, NJ.
Monmouth County, NJ unemployment 4.2% (Monmouth, NJ -0.7 pts, six months); 2,625 new housing units permitted in Monmouth County, NJ over twelve months, Monmouth, NJ down 16% from 3,122; Monmouth, NJ home prices +11.5% a year (Monmouth, NJ) over three years.
270,415 housing units in Monmouth County, NJ; 61,617 Monmouth, NJ renter households; 50% of Monmouth, NJ renters spend 30%+ of income on rent, 27% (Monmouth, NJ) half or more.
Monmouth County, NJ ranks #3,002 nationally on the opportunity index (Monmouth, NJ, among all ranked counties); Monmouth, NJ scores 23.1/100 and Monmouth, NJ sits #14 inside New Jersey. Monmouth, NJ is in the weak opportunity phase; Monmouth, NJ's primary driver is construction, Monmouth, NJ second driver bank institutional; Monmouth, NJ moved down 348 places. 22 short-sale listings across Monmouth, NJ; 93 days on market observed in Monmouth, NJ; 6.2% vacancy over 52 Monmouth, NJ ZIPs.
0.5% of Monmouth County, NJ mortgages were ninety-plus days late in December 2025; Monmouth, NJ's thirty-to-eighty-nine-day share was 1.3% (CFPB county sample). Monmouth, NJ's ninety-day rate is down 0.2 points on twelve months earlier; the Monmouth, NJ peak since 2008 was 5.0% in January 2012; New Jersey overall reads 0.9%.
Monmouth County, NJ has 11 watched banks; 11 Monmouth, NJ banks sit in an elevated band. Monmouth, NJ footprints: Provident Bank (11 branches, stress 54) in Monmouth, NJ; Valley National Bank (10 branches, stress 60) in Monmouth, NJ; Amboy Bank (10 branches, stress 34) in Monmouth, NJ.
HUD lists 40 assisted multifamily properties in Monmouth County, NJ with 2,462 units; 1,462 Monmouth, NJ units are assisted, 13 Monmouth, NJ properties under project-based Section 8.
18,703 of the 270,415 housing units in Monmouth, NJ sit vacant. Monmouth County, NJ permitted 684 multifamily units in twelve months; Monmouth, NJ's one-to-four unit structures added 1,941 units in Monmouth County, NJ.