Monmouth County, NJ: Foreclosures, Tax Liens & Distressed Properties

Across Monmouth County, New Jersey, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Individual Monmouth County ZIPs score between 28 and 35 on the 0–100 composite. County-level credit and bank headwind reads 52/100. 52 ZIP codes are tracked county-wide, averaging 28/100 distress.

The county market is in a expansion phase: home prices rose 5.2% over the past year, a 35/100-confidence read. While the county appreciates, the laggards keep building and the breakdown below pinpoints them.

Even appreciating at +5.2% YoY (35/100 confidence), distress still hides in specific ZIPs so buy those and momentum helps on exit. A mid-cycle 52/100 lender reading implies mixed owner- and bank-driven distress.

Top distress by ZIP runs 08724 (35/100), 08514 (30/100), 07747 (29/100), 07701 (28/100), 07702 (28/100), 07703 (28/100), listed with every scored ZIP below. Also scored across the county: 07704, 07711, 07712, 07716, 07717, 07718, 07719, 07720, 07721, 07722.

Demographically, Monmouth County's scored ZIPs come in at median home values around $727,886 (above the national figure), a median age of 44.9, 79% owner-occupancy, household income averaging about $127,051, above the national median, a 5.2% poverty rate, 10% of units sitting vacant. Read together, they frame the volume of pressured sellers and the exit liquidity behind them.

Net of it all, 28/100 over 52 ZIPs means Monmouth County rewards parcel-by-parcel work for a disciplined buyer. A DLRadar subscription opens every Monmouth County parcel: owner, APN and address, a distress score and bank-exposure read.

No county is too small to score: Monmouth County, New Jersey runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Monmouth County's numbers mean exactly what they mean anywhere else in New Jersey.

The practical read on Monmouth County, New Jersey is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. Provenance for Monmouth County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

The ZIP breakdown for Monmouth County leads with 08724 (35/100), 08514 (30/100), 07747 (29/100), 07701 (28/100), 07702 (28/100), 07703 (28/100). DLRadar also scores 07704, 07711, 07712, 07716, 07717, 07718, 07719, 07720 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Monmouth County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.