ZIP 07732 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07732 (Monmouth County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. The pressure is most legible in construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Structural risk reads 63/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The market reads expansion — home values rose 5.2% year on year, and 37% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $90,205, above the U.S. median near $78,000. Home values center near $455,000, an affordability ratio of 4.4×. 7.5% of residents fall below the poverty threshold. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 31/100. Around 54% of adults hold a bachelor's degree or higher. Rent burden reaches 45% of tenant households. 64% of housing is owner-occupied. Population is roughly 4,686 with a median age of 49. There are about 2,812 housing units across 07732.

Net-net, 07732 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 07732 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 07732's 28/100 can be lined up against any neighbor in Monmouth County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 07732 reflects the current record instead of a stale or modeled snapshot.

The 28/100 figure for 07732 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 07732 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.