ZIP 07732 Property Distress & Foreclosure Data

Composite property distress in 07732 (Monmouth County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 58/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 37% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $90,205, above the U.S. median near $78,000. Home values center near $455,000, an affordability ratio of 4.4×. 7.5% of residents fall below the poverty threshold. The vacancy rate is 13.1% — elevated. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 54% bachelor's-or-above. Around 45% of renters are cost-burdened. Owners hold 64% of homes, renters 36%. 4,686 residents call 07732 home, typically aged 49. The ZIP holds roughly 2,812 housing units.

Taken together, 07732 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.