ZIP 07737 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07737 (Monmouth County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Latent structural risk is 63/100 while live distress already moving reads 2/100.

The market reads expansion — home values rose 5.2% year on year, and 34% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $480,400 (3.5× income, relatively affordable). 92% of housing is owner-occupied. About 4,158 people live here, median age 40. The vacancy rate is 7.3%. 3.9% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 23/100. Around 52% of adults hold a bachelor's degree or higher. Around 30% of renters are cost-burdened. There are about 1,542 housing units across 07737. At $134,818, median income runs above typical U.S. levels.

Net-net, 07737 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 07737 at the moment; the composite and its components are still built from verifiable public records.

Whether 07737 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07737 can be compared directly against any other ZIP in Monmouth County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 07737, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

07737's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 07737 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.