ZIP 07746 Property Distress & Foreclosure Data

Composite property distress in 07746 (Monmouth County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 58/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)).

The expansion-phase market in 07746 posted values that rose 6.0% over the year, and 27% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 6,256 housing units across 07746. 96% of housing is owner-occupied. Vacancy runs 1.5%. Around 68% of adults hold a bachelor's degree or higher. At $186,885, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 27/100. The typical home is worth about $701,800 (3.5× income, relatively affordable). The poverty rate is 3.6% — low. Population is roughly 18,137 with a median age of 47. Rent burden reaches 71% of tenant households.

On balance 07746 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.