ZIP 07756 Foreclosure, Tax-Lien & Distress Report

In Monmouth County, New Jersey, ZIP 07756 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. The latent-versus-live split is 63/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100).

The expansion-phase market in 07756 posted values that rose 5.2% over the year, and 19% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $74,410, median income runs near typical U.S. levels. 3,033 residents call 07756 home, typically aged 62. Around 64% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,817 housing units. Rent burden reaches 34% of tenant households. A median home runs $790,100 here, or 10.3 times local income. 6.6% of residents fall below the poverty threshold. The vacancy rate is 39.4% — elevated. On demographic stress specifically, 07756 scores 48/100. 62% of housing is owner-occupied.

On the whole, 07756 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 07756 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 07756's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 07756 reflects the current record instead of a stale or modeled snapshot.

The 28/100 figure for 07756 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 07756 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.