ZIP 07720 Foreclosure, Tax-Lien & Distress Report
Monmouth County, New Jersey · High Vacancy market
Scored purely from public records, 07720 (Monmouth County, New Jersey) returns a low composite of 28/100. Structurally it carries 63/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.
The market reads expansion — home values rose 5.2% year on year, and 16% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 3,202 housing units. Around 39% of renters are cost-burdened. Home values center near $932,800, an affordability ratio of 9.1× — stretched. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. 48% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 46/100. The vacancy rate is 28.8% — elevated. About 67% have a four-year degree. Population is roughly 4,147 with a median age of 41. At $94,722, median income runs above typical U.S. levels.
On the whole, 07720 leans distressed, with opportunity clustered in specific stressed parcels. 07720 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 07720 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07720 can be compared directly against any other ZIP in Monmouth County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 07720, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 07720's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 07720 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 07720
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 07720 distress snapshot
The live 07720 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Open the complete 07720 acquisition file
Pull every distressed parcel in 07720 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology