ZIP 07720 Foreclosure, Tax-Lien & Distress Report
Monmouth County, New Jersey · High Vacancy market
Scored on a fixed 0-100 scale, 07720 (Monmouth County, New Jersey) returns a low composite of 28/100. Structurally it carries 63/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). The most distinctive pressure shows up in construction/permit lag (66/100), structural risk (63/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.
The market reads expansion — home values rose 5.2% year on year, and 16% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 3,202 housing units. Around 39% of renters are cost-burdened. Home values center near $932,800, an affordability ratio of 9.1× — stretched. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. 48% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 46/100. The vacancy rate is 28.8% — elevated. About 67% have a four-year degree. Population is roughly 4,147 with a median age of 41. At $94,722, median income runs above typical U.S. levels.
On the whole, 07720 leans distressed, with opportunity clustered in specific stressed parcels. 07720 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 07720 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07720 can be compared directly against any other ZIP in Monmouth County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 07720, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 07720's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 07720 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 07720
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 07720 distress snapshot
The live 07720 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Keep exploring New Jersey distress
Further distress data across Monmouth County, New Jersey at ZIP, county and state level.
Open the complete 07720 acquisition file
Pull every distressed parcel in 07720 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology