ZIP 07720 Property Distress & Foreclosure Data

ZIP code 07720 in Monmouth County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 58/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 16% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 3,202 housing units across 07720. Rent burden reaches 39% of tenant households. Home values center near $932,800, an affordability ratio of 9.1× — stretched. 6.0% of residents fall below the poverty threshold. Owners hold 48% of homes, renters 52%. DLRadar's demographic-stress index for the area reads 46/100. Vacancy runs 28.8%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 67% bachelor's-or-above. 4,147 residents call 07720 home, typically aged 41. Median household income is $94,722, above the U.S. median near $78,000.

Taken together, 07720 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.