ZIP 07722 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07722 (Monmouth County, New Jersey) at a low 28/100 for overall property distress. Structural exposure scores 63 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). Its standout signals are construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The expansion-phase market in 07722 posted values that rose 5.2% over the year, and 29% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $917,200, an affordability ratio of 4.8×. The ZIP holds roughly 3,741 housing units. The vacancy rate is 2.7%. Around 68% of adults hold a bachelor's degree or higher. The tenure split is 92% owner-occupied to 8% rented. The poverty rate is 3.6% — low. 9,977 residents call 07722 home, typically aged 49. At $183,015, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 25/100. Rent burden reaches 35% of tenant households.

Overall, 07722 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 07722 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 07722 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 07722, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 07722 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 07722 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.