ZIP 07704 Foreclosure, Tax-Lien & Distress Report
Monmouth County, New Jersey · High Value market
On DLRadar's 0-100 public-record scale, ZIP 07704 in Monmouth County, New Jersey comes in at 28, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). The split runs 63/100 structural to 2/100 active on the ground.
The expansion-phase market in 07704 posted values that rose 5.2% over the year, and 36% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 6,182 with a median age of 41. Owners hold 92% of homes, renters 8%. Vacancy runs 0.5%. Median household income is $237,132, above the U.S. median near $78,000. The typical home is worth about $992,200 (4.0× income, relatively affordable). On demographic stress specifically, 07704 scores 22/100. There are about 2,132 housing units across 07704. Around 42% of renters are cost-burdened. The poverty rate is 1.2% — low. Around 81% of adults hold a bachelor's degree or higher.
Net-net, 07704 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07704 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 07704 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Monmouth County, New Jersey and the nation. Where the public record is thin for 07704, the field stays empty rather than modeled, and fills in as new documents post.
The 28/100 figure for 07704 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 07704 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 07704 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
07704 at a glance
Current distress, phase, housing and lender-pressure figures for 07704, drawn from the same report attached to each property.
Neighbouring ZIPs in Monmouth County
Keep exploring New Jersey distress
Related ZIP, county and statewide reads linked to Monmouth County, New Jersey.
Unlock parcel-level detail for ZIP 07704
Every distressed parcel in 07704 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology