ZIP 07704 Property Distress & Foreclosure Data

DLRadar grades ZIP 07704 (Monmouth County, New Jersey) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (86/100)). Property-level stress concentrates in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Structural exposure scores 58 and live distress 2 on the 0–100 scale.

The expansion-phase market in 07704 posted values that rose 6.0% over the year, and 36% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 6,182 with a median age of 41. 92% of housing is owner-occupied. Vacancy runs 0.5%. At $237,132, median income runs above typical U.S. levels. The typical home is worth about $992,200 (4.0× income, relatively affordable). The demographic-stress sub-score lands at 22/100. There are about 2,132 housing units across 07704. Rent burden reaches 42% of tenant households. The poverty rate is 1.2% — low. Around 81% of adults hold a bachelor's degree or higher.

On balance 07704 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.