New Jersey Property Distress & Foreclosure Data

Across New Jersey, DLRadar turns foreclosure, mortgage, tax and bank-stress records into a distress score for every ZIP. The dominant market phase statewide is expansion (avg HPI +6.1% YoY). The state covers 21 scored counties and 598 ZIP codes, averaging 26/100 composite distress.

Among the hardest-hit are Essex County, Middlesex County, Monmouth County, Bergen County, Morris County.

At the ZIP level, the highest distress in New Jersey shows up in 08005 (36/100), 08006 (36/100), 08008 (36/100), 08050 (36/100), 08092 (36/100).

A county-level read across New Jersey follows.

Atlantic County is in a expansion market phase, with home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 20/100. Bergen County currently reads expansion — home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 72/100 (elevated lender stress). Burlington County sits in a expansion phase, showing home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 36/100. Camden County is in a expansion market phase, with home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 36/100. Cape May County currently reads expansion — home prices up 6.5% year over year, holding at its recent peak, bank/credit headwind of 4/100 (light). In Cumberland County, the housing market is expansion: home prices up 5.6% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Essex County is in a expansion market phase, with home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 82/100 (elevated lender stress).

Gloucester County currently reads expansion — home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 16/100. Hudson County currently reads expansion — home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 44/100. Hunterdon County is in a expansion market phase, with home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 8/100 (light). In Mercer County, the housing market is expansion: home prices up 5.8% year over year, holding at its recent peak, bank/credit headwind of 36/100. In Middlesex County, the housing market is expansion: home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 75/100 (elevated lender stress). Monmouth County sits in a expansion phase, showing home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 74/100 (elevated lender stress). In Morris County, the housing market is expansion: home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 59/100.

Ocean County currently reads expansion — home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 58/100. Passaic County currently reads expansion — home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 47/100. Salem County sits in a expansion phase, showing home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 0/100 (light). Somerset County is in a expansion market phase, with home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 40/100. In Sussex County, the housing market is expansion: home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 12/100 (light). Union County currently reads expansion — home prices up 6.0% year over year, holding at its recent peak, bank/credit headwind of 55/100. For Warren County, DLRadar reads a expansion market with home prices up 7.1% year over year, holding at its recent peak, bank/credit headwind of 8/100 (light).

DLRadar scores New Jersey the same way it scores every state: deterministic public-record signals (foreclosure, mortgage, tax, lien, bank and climate) combined into one 0–100 distress reading per area. A expansion-leaning state like New Jersey rewards drilling past the average into the specific counties and ZIPs that stand out.

Browse New Jersey by county below, or jump into a specific ZIP's distress profile. DLRadar unlocks every distressed property in New Jersey — owner, address, APN, per-parcel score, bank exposure and exit-velocity read.