New Jersey Foreclosures, Tax Liens & Distressed Properties

DLRadar reads New Jersey from the parcel up: foreclosure, tax, mortgage and lender records rolled into one score per ZIP. Across the state the phase mix is 19 expansion, 2 peak. The state covers 21 scored counties and 598 ZIP codes, averaging 26/100 composite distress. New Jersey leans expansion overall, with average prices up 5.3% YoY.

Among the hardest-hit are Cape May County, Cumberland County, Salem County, Gloucester County, Union County.

By ZIP, New Jersey distress peaks in 08005 (36/100), 08006 (36/100), 08008 (36/100), 08050 (36/100), 08092 (36/100).

County by county, here is how market phase and distress break down across New Jersey.

DLRadar reads Atlantic County as expansion — values rising 5.9%, bank stress 51/100. Bergen County reads expansion — prices up 5.2%, headwind 58/100. Burlington County: expansion, appreciation near 5.2%, lender pressure 50/100. Camden County is expansion (values rising 5.2%, lender pressure 51/100). Cape May County — expansion, up 5.9% on the year, a 94/100 lender reading. Cumberland County is expansion (appreciation near 7.8%, bank stress 74/100). Essex County is in its expansion phase, up 5.2% on the year, bank stress 55/100.

Gloucester County is expansion (values rising 5.2%, lender pressure 61/100). Hudson County is in its expansion phase, homes +5.2% YoY, lender pressure 53/100. DLRadar reads Hunterdon County as expansion — prices up 5.2%, lender pressure 57/100. Mercer County: peak, up 4.5% on the year, a 50/100 lender reading. Middlesex County: expansion, values rising 5.2%, a 47/100 lender reading. DLRadar reads Monmouth County as expansion — appreciation near 5.2%, lender pressure 52/100. Morris County is expansion (appreciation near 5.2%, bank stress 52/100).

Ocean County: expansion, prices up 5.2%, a 52/100 lender reading. Passaic County is expansion (appreciation near 5.2%, bank stress 54/100). DLRadar reads Salem County as expansion — up 5.2% on the year, a 66/100 lender reading. Somerset County is in its expansion phase, appreciation near 5.2%, lender pressure 51/100. Sussex County is in its expansion phase, appreciation near 5.2%, headwind 43/100. Union County reads expansion — up 5.2% on the year, a 59/100 lender reading. Warren County is peak (up 4.7% on the year, bank stress 49/100).

Behind every New Jersey number is a public record: foreclosure, tax, mortgage, lien, bank and climate signals, each traceable and rolled up from parcel to ZIP to county. Given the expansion tilt statewide, what matters is where New Jersey counties and ZIPs deviate, not the average itself.

Pick a New Jersey county to go deeper, or head directly to a ZIP score. A DLRadar subscription unlocks every distressed New Jersey property: owner and contact detail, APN, a per-parcel score, bank exposure and an exit read.

No matter where New Jersey sits nationally, each market is graded on the identical public-record model — recorded foreclosures, tax delinquency, liens, mortgage stress and lender headwind — so New Jersey stays directly comparable to any other state you track. The data is auditable end to end: New Jersey signals trace to public federal and county records, so the read reflects the documents, not an estimate.

County by county, the highest-distress counties include Cape May County, Cumberland County, Salem County, Gloucester County, Union County , and at ZIP level 08005 (36/100), 08006 (36/100), 08008 (36/100), 08050 (36/100), 08092 (36/100) score highest.

The New Jersey numbers are not single measures but composites, combining foreclosure activity, tax and lien delinquency, mortgage stress and bank headwind so two markets with the same total can differ sharply underneath.

For a buyer, the workflow in New Jersey is the same regardless of the state's size: open the top-ranked county, follow it down to the hottest ZIPs, and finish at the specific parcels driving the distress , with DLRadar handling scoring, funding and closing from there.

Since every input is public and rules-based, each New Jersey number decomposes into the records that produced it — the public foreclosure, tax, lien, price and bank-stress sources — so nothing about the New Jersey read is a black box.