New Jersey Bank Stress by County

Average county bank stress in New Jersey runs 65/100 — elevated, above the national norm, #5 nationally. What it tracks is lender capacity: banks under balance-sheet pressure stop writing, and the properties they were financing come under strain soon after.

Scoring covers 21 New Jersey counties, grading 103 lenders on published FDIC financials.

Each new FDIC filing cycle re-scores New Jersey, so the state position tracks live balance sheets rather than an old snapshot.

For someone working New Jersey, a elevated, above the national norm reading is a targeting tool: the most stressed counties are where owners lose their options soonest.

The New Jersey bank read sits alongside parcel-level foreclosure and lien records, letting credit pressure and physical distress be read together.

Cape May County tops the New Jersey table at 77/100 ahead of Cumberland County. The table below covers New Jersey county by county, ordered on lender strain.

The buy-side read is that lending capacity sets the pace. When New Jersey banks pull back, distressed exits follow. The result is advance warning of New Jersey supply, not a report on it.

In 10 of its counties New Jersey shows high bank stress (65+), with a 100/100 peak.

DLRadar scores bank stress for every U.S. county from public FDIC call-report data, then ties it to parcel-level foreclosure, tax-lien and ownership signals. That gives New Jersey buyers an early, auditable read on supply, each number from public federal data.