Bogota Savings Bank (FDIC #29941): Bank Stress & Real-Estate Credit Exposure
Bogota Savings Bank (FDIC Cert #29941): bank stress 66/100, elevated, STABLE over 7 days; parent BOGOTA FINANCIAL MHC.
Bogota Savings Bank (#29941) lends in 4 counties across 1 state; Bogota Savings Bank (#29941) reaches 181 ZIP codes: New Jersey 4 counties, 181 ZIPs.
Bogota Savings Bank (#29941) largest markets: Bergen County, NJ (330 branches, 66 ZIPs) (#29941), Morris County, NJ (58 branches, 58 ZIPs) (#29941), Passaic County, NJ (33 branches, 33 ZIPs) (#29941), Essex County, NJ (31 branches, 31 ZIPs) (#29941).
Bogota Savings Bank (#29941) reports $871.8 million in total assets; Bogota Savings Bank (#29941) equity $132.5 million (15.2% of Bogota Savings Bank (#29941) assets); Bogota Savings Bank (#29941) domestic deposits $577.8 million; Bogota Savings Bank (#29941) net income $1.3 million; Bogota Savings Bank (#29941) return on assets 0.29%; Bogota Savings Bank (#29941) return on equity 1.94%; Bogota Savings Bank (#29941) net interest income $8.2 million; Bogota Savings Bank (#29941) call report June 30, 2026.
Bogota Savings Bank (#29941) noncurrent real-estate loans: none reported; Bogota Savings Bank (#29941) net charge-offs on real estate 4.31%; Bogota Savings Bank (#29941) residential charge-offs 12.27%.
Bogota Savings Bank (#29941) net interest margin 2.02% against an eight-quarter Bogota Savings Bank (#29941) average of 1.66% (Bogota Savings Bank (#29941) compression -0.36 points); Bogota Savings Bank (#29941) non-residential real estate 1226.5% of equity; Bogota Savings Bank (#29941) rate-exposure score 40/100, Bogota Savings Bank (#29941) fixed-rate trap 40/100; Bogota Savings Bank (#29941) risk type credit driven; Bogota Savings Bank (#29941) rate regime rates elevated, Bogota Savings Bank (#29941) snapshot October 20, 2026.
Bogota Savings Bank (#29941) stress score moved from 65.1 on June 22, 2026 to 66.4 on October 20, 2026; Bogota Savings Bank (#29941) ranged 65.1 to 66.4 over 117 snapshots.
Bogota Savings Bank (#29941) alerts: 4 counties; top Bogota Savings Bank (#29941) alert scores: Newark County, NJ 23 (low); Oak Ridge County, NJ 23 (low); Parsippany County, NJ 23 (low); Teaneck County, NJ 23 (low).