Bank Of Princeton (FDIC #58513): Bank Stress & Real-Estate Credit Exposure

Bank Of Princeton (FDIC Cert #58513): bank stress 58/100, moderate, STABLE over 7 days; parent PRINCETON BCORP INC.

Bank Of Princeton (#58513) lends in 13 counties across 3 states; Bank Of Princeton (#58513) reaches 562 ZIP codes: New Jersey 9 counties, 308 ZIPs; New York 2 counties, 136 ZIPs; Pennsylvania 2 counties, 118 ZIPs.

Bank Of Princeton (#58513) largest markets: Montgomery County, PA (142 branches, 71 ZIPs) (#58513), Nassau County, NY (70 branches, 70 ZIPs) (#58513), Queens County, NY (68 branches, 68 ZIPs) (#58513), Bergen County, NJ (132 branches, 66 ZIPs) (#58513), Philadelphia County, PA (147 branches, 49 ZIPs) (#58513), Middlesex County, NJ (176 branches, 44 ZIPs) (#58513).

Bank Of Princeton (#58513) reports $2.25 billion in total assets; Bank Of Princeton (#58513) equity $275.0 million (12.2% of Bank Of Princeton (#58513) assets); Bank Of Princeton (#58513) domestic deposits $1.94 billion; Bank Of Princeton (#58513) net income $13.9 million; Bank Of Princeton (#58513) return on assets 1.23%; Bank Of Princeton (#58513) return on equity 10.30%; Bank Of Princeton (#58513) net interest income $39.8 million; Bank Of Princeton (#58513) call report June 30, 2026.

Bank Of Princeton (#58513) noncurrent real-estate loans: none reported; Bank Of Princeton (#58513) residential -0.06%; Bank Of Princeton (#58513) net charge-offs on real estate 0.95%; Bank Of Princeton (#58513) residential charge-offs 2.03%.

Bank Of Princeton (#58513) net interest margin 3.83% against an eight-quarter Bank Of Princeton (#58513) average of 3.60% (Bank Of Princeton (#58513) compression -0.23 points); Bank Of Princeton (#58513) non-residential real estate 203.1% of equity; Bank Of Princeton (#58513) rate-exposure score 40/100, Bank Of Princeton (#58513) fixed-rate trap 40/100; Bank Of Princeton (#58513) risk type credit driven; Bank Of Princeton (#58513) rate regime rates elevated, Bank Of Princeton (#58513) snapshot October 19, 2026.

Bank Of Princeton (#58513) stress score moved from 59.3 on June 22, 2026 to 58.1 on October 19, 2026; Bank Of Princeton (#58513) ranged 58.1 to 59.3 over 116 snapshots.

Bank Of Princeton (#58513) alerts: 13 counties; top Bank Of Princeton (#58513) alert scores: Flushing County, NJ 22 (low); Jericho County, NJ 22 (low); Lakewood County, NJ 22 (low); Lambertville County, NJ 22 (low); Moorestown County, NJ 22 (low).