Mercer County, NJ: Foreclosures, Tax Liens & Distressed Properties

Mercer County, NJ, New Jersey: 26 ZIP codes scored, Mercer County, NJ averaging 28/100 (low, Mercer, NJ), from 27 to 29. Mercer County, NJ is in its peak phase (Mercer, NJ confidence 40/100): Mercer, NJ home prices up 4.5% (Mercer, NJ) over twelve months. Mercer County, NJ lender headwind: 50/100.

Highest-scoring Mercer County, NJ ZIPs: 08512 (29/100), 08540 (29/100), 08501 (28/100), 08520 (28/100), 08525 (28/100), 08534 (28/100). Also scored in Mercer County, NJ: 08542, 08544, 08550, 08558, 08560, 08561, 08608, 08609, 08610, 08611.

Across Mercer County, NJ's scored ZIPs: median home value $450,584, household income $112,651, 5.4% vacancy, 12.2% poverty, 62% owner-occupied, median age 42.2.

Mercer County, NJ insurance distress 24/100 (#1,995 in the US); FEMA hazard 0/100 for Mercer, NJ; 15 Mercer, NJ NFIP flood claims, $47K paid; Mercer, NJ construction distress 90/100.

22 banks with 100 branches lend in Mercer County, NJ; Mercer, NJ weighted bank stress 64/100, highest 90/100 in Mercer, NJ.

Mercer County, NJ unemployment 4.9% (Mercer, NJ -0.2 pts, six months); 929 new housing units permitted in Mercer County, NJ over twelve months, Mercer, NJ down 41% from 1,565; Mercer, NJ home prices +12.9% a year (Mercer, NJ) over three years.

151,138 housing units in Mercer County, NJ; 53,910 Mercer, NJ renter households; 48% of Mercer, NJ renters spend 30%+ of income on rent, 25% (Mercer, NJ) half or more.

Mercer County, NJ ranks #2,202 nationally on the opportunity index (Mercer, NJ, among all ranked counties); Mercer, NJ scores 27.0/100 and Mercer, NJ sits #8 inside New Jersey. Mercer, NJ is in the weak opportunity phase; Mercer, NJ's primary driver is construction, Mercer, NJ second driver bank institutional; Mercer, NJ moved up 110 places. 51 short-sale listings across Mercer, NJ; 97 days on market observed in Mercer, NJ; 5.8% vacancy over 26 Mercer, NJ ZIPs.

0.9% of Mercer County, NJ mortgages were ninety-plus days late in December 2025; Mercer, NJ's thirty-to-eighty-nine-day share was 1.8% (CFPB county sample). Mercer, NJ's ninety-day rate is up 0.1 points on twelve months earlier; the Mercer, NJ peak since 2008 was 6.3% in June 2012; New Jersey overall reads 0.9%.

Mercer County, NJ has 7 watched banks; 7 Mercer, NJ banks sit in an elevated band. Mercer, NJ footprints: Bank Of Princeton (7 branches, stress 58) in Mercer, NJ; First Bank (5 branches, stress 68) in Mercer, NJ; Provident Bank (3 branches, stress 54) in Mercer, NJ.

HUD lists 29 assisted multifamily properties in Mercer County, NJ with 2,397 units; 1,682 Mercer, NJ units are assisted, 11 Mercer, NJ properties under project-based Section 8.

7,024 of the 151,138 housing units in Mercer, NJ sit vacant. Mercer County, NJ permitted 406 multifamily units in twelve months; Mercer, NJ's one-to-four unit structures added 523 units in Mercer County, NJ.