ZIP 08512 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08512 (Middlesex County, New Jersey) lands at 29/100 — low on DLRadar's distress scoring. Structurally it carries 66/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (66/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (93/100).

The market reads expansion — home values rose 5.1% year on year, and 38% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 12,511 with a median age of 48. The typical home is worth about $659,400 (5.4× income). At $115,255, median income runs above typical U.S. levels. Vacancy runs 3.7%. There are about 5,167 housing units across 08512. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. 61% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. Around 36% of renters are cost-burdened. About 55% have a four-year degree.

Net-net, 08512 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 08512 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 08512's 29/100 can be lined up against any neighbor in Middlesex County, New Jersey or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 08512 shows blanks, not estimates, wherever the record is sparse.

Behind 08512's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 08512 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.