ZIP 08831 Foreclosure, Tax-Lien & Distress Report
Middlesex County, New Jersey · Distress market
In Middlesex County, New Jersey, ZIP 08831 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 69/100, against 2/100 of stress already in motion. Leading the profile are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)).
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 28% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 54,608 with a median age of 55. Home values center near $516,800, an affordability ratio of 4.5×. 90% of housing is owner-occupied. The vacancy rate is 4.2%. Households earn a median $108,741 — above the roughly $78,000 national figure. The poverty rate is 4.0% — low. There are about 24,806 housing units across 08831. Around 51% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 48% of tenant households.
Net-net, 08831 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 08831's 30/100 can be lined up against any neighbor in Middlesex County, New Jersey or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 08831 shows blanks, not estimates, wherever the record is sparse.
The 30/100 figure for 08831 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 08831 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 08831
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 08831 Stress Report snapshot
The live 08831 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Middlesex County
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More ZIP, county and state distress intelligence connected to Middlesex County, New Jersey.
Unlock parcel-level detail for ZIP 08831
See who owns each distressed property in 08831, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology