ZIP 07077 Property Distress & Foreclosure Data

ZIP code 07077 in Middlesex County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)). On the structural side it scores 67/100, with 2/100 of stress already active.

The expansion-phase market in 07077 posted values that rose 6.0% over the year, and 36% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 30% of adults hold a bachelor's degree or higher. The poverty rate is 2.6% — low. Around 26% of renters are cost-burdened. The ZIP holds roughly 1,291 housing units. At $106,926, median income runs above typical U.S. levels. Population is roughly 3,196 with a median age of 46. 71% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The typical home is worth about $429,200 (3.9× income, relatively affordable). The vacancy rate is 3.4%.

On balance 07077 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.