ZIP 07077 Foreclosure, Tax-Lien & Distress Report
Middlesex County, New Jersey · Distress market
ZIP code 07077 in Middlesex County, New Jersey carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). The split runs 69/100 structural to 2/100 active on the ground.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 36% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Around 30% of adults hold a bachelor's degree or higher. 2.6% of residents fall below the poverty threshold. Rent burden reaches 26% of tenant households. The ZIP holds roughly 1,291 housing units. Median household income is $106,926, above the U.S. median near $78,000. 3,196 residents call 07077 home, typically aged 46. The tenure split is 71% owner-occupied to 29% rented. The demographic-stress sub-score lands at 27/100. The typical home is worth about $429,200 (3.9× income, relatively affordable). Vacancy runs 3.4%.
Overall, 07077 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 07077 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 07077 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 07077 stays directly comparable to neighboring ZIPs and the rest of Middlesex County, New Jersey. The score is rebuilt from public data as it updates, so 07077 reflects the current record instead of a stale or modeled snapshot.
Each component behind 07077 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Treat 07077 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 07077 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 07077 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 07077, the same set carried on every parcel.
Other Middlesex County ZIP codes
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Open the complete 07077 acquisition file
See who owns each distressed property in 07077, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology