ZIP 08816 Property Distress & Foreclosure Data

DLRadar grades ZIP 08816 (Middlesex County, New Jersey) at a low 29/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). On the structural side it scores 67/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 31% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. Around 41% of renters are cost-burdened. The tenure split is 81% owner-occupied to 19% rented. About 58% have a four-year degree. Households earn a median $141,731 — above the roughly $78,000 national figure. About 48,965 people live here, median age 42. The vacancy rate is 3.2%. The ZIP holds roughly 17,130 housing units. On demographic stress specifically, 08816 scores 25/100. A median home runs $522,700 here, or 3.5 times local income.

Net-net, 08816 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.