ZIP 08816 Foreclosure, Tax-Lien & Distress Report
Middlesex County, New Jersey · Distress market
Middlesex County, New Jersey's ZIP 08816 registers 29/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). Structural risk reads 67/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (67/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.
The expansion-phase market in 08816 posted values that rose 5.2% over the year, and 31% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
4.6% of residents fall below the poverty threshold. Around 41% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. Around 58% of adults hold a bachelor's degree or higher. Households earn a median $141,731 — above the roughly $78,000 national figure. Population is roughly 48,965 with a median age of 42. Vacancy runs 3.2%. There are about 17,130 housing units across 08816. DLRadar's demographic-stress index for the area reads 25/100. The typical home is worth about $522,700 (3.5× income, relatively affordable).
Net-net, 08816 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 08816 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 08816 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. 08816 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 08816's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 08816 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 08816
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 08816 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Middlesex County ZIP codes
Nearest ZIP codes to 08816
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Middlesex County, New Jersey
Other reports tied to Middlesex County, New Jersey — ZIP, county and statewide.
See every distressed parcel in 08816
Every distressed parcel in 08816 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology