ZIP 08850 Property Distress & Foreclosure Data

ZIP code 08850 in Middlesex County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)). The latent-versus-live split is 67/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 08850 posted values that rose 6.0% over the year, and 26% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $470,700 (3.4× income, relatively affordable). The vacancy rate is 2.1%. At $127,331, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 30/100. Around 46% of adults hold a bachelor's degree or higher. 80% of housing is owner-occupied. The poverty rate is 1.4% — low. Population is roughly 8,442 with a median age of 42. Around 70% of renters are cost-burdened. The ZIP holds roughly 3,281 housing units.

On balance 08850 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.