ZIP 08852 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08852 (Middlesex County, New Jersey) returns a moderate composite of 30/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). Structural exposure scores 69 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 08852 posted values that rose 5.2% over the year, and 30% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 6,752 housing units across 08852. 66% of housing is owner-occupied. 6.0% of residents fall below the poverty threshold. Around 65% of adults hold a bachelor's degree or higher. Around 33% of renters are cost-burdened. Population is roughly 17,333 with a median age of 41. Median household income is $121,771, above the U.S. median near $78,000. The demographic-stress sub-score lands at 26/100. Vacancy runs 1.0%. Home values center near $523,000, an affordability ratio of 4.0×.

On balance 08852 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 08852 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Middlesex County, New Jersey and the nation. 08852 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

08852's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 08852 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.