ZIP 08810 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08810 (Middlesex County, New Jersey) lands at 30/100 — moderate on DLRadar's public-record scoring. The pressure is most legible in construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structural risk reads 69/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 70% of adults hold a bachelor's degree or higher. The poverty rate is 2.2% — low. Median household income is $141,308, above the U.S. median near $78,000. There are about 2,684 housing units across 08810. Around 10% of renters are cost-burdened. The vacancy rate is 2.4%. Home values center near $496,600, an affordability ratio of 3.3× — accessible. On demographic stress specifically, 08810 scores 18/100. 8,241 residents call 08810 home, typically aged 40. 85% of housing is owner-occupied.

On balance 08810 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 08810 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Middlesex County, New Jersey and the nation. 08810 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 30/100 figure for 08810 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 08810 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.