ZIP 07095 Foreclosure, Tax-Lien & Distress Report

In Middlesex County, New Jersey, ZIP 07095 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Latent structural risk is 69/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (95/100).

The expansion-phase market in 07095 posted values that rose 5.2% over the year, and 30% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 38% of renters are cost-burdened. Population is roughly 20,086 with a median age of 39. Vacancy runs 4.9%. Around 34% of adults hold a bachelor's degree or higher. 7.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 31/100. At $99,718, median income runs above typical U.S. levels. The typical home is worth about $390,000 (3.6× income, relatively affordable). 53% of housing is owner-occupied. There are about 8,290 housing units across 07095.

Net-net, 07095 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 07095 at the moment; the composite and its components are still built from verifiable public records.

The 07095 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 07095 stays directly comparable to neighboring ZIPs and the rest of Middlesex County, New Jersey. Nothing here is interpolated — where a source is thin for 07095, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 07095's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 07095 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.