ZIP 07095 Property Distress & Foreclosure Data

ZIP code 07095 in Middlesex County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (76/100), structural risk (67/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). On the structural side it scores 67/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (95/100)).

The expansion-phase market in 07095 posted values that rose 6.0% over the year, and 30% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 38% of renters are cost-burdened. Population is roughly 20,086 with a median age of 39. The vacancy rate is 4.9%. Around 34% of adults hold a bachelor's degree or higher. The poverty rate is 7.3% — low. The demographic-stress sub-score lands at 31/100. At $99,718, median income runs above typical U.S. levels. The typical home is worth about $390,000 (3.6× income, relatively affordable). 53% of housing is owner-occupied. The ZIP holds roughly 8,290 housing units.

On balance 07095 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.