ZIP 08861 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08861 (Middlesex County, New Jersey) lands at 30/100 — moderate on DLRadar's public-record scoring. Leading the profile are construction/permit lag (84/100), structural risk (69/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (95/100). Latent structural risk is 69/100 while live distress already moving reads 2/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $370,900 (5.6× income). 19.2% of residents fall below the poverty threshold. On demographic stress specifically, 08861 scores 45/100. Rent burden reaches 54% of tenant households. 35% of housing is owner-occupied. The ZIP holds roughly 21,166 housing units. At $60,464, median income runs below typical U.S. levels. Population is roughly 58,264 with a median age of 37. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 3.2%.

On balance 08861 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 08861 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 08861 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 08861 stays directly comparable to neighboring ZIPs and the rest of Middlesex County, New Jersey. Nothing here is interpolated — where a source is thin for 08861, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 for 08861 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 08861 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.