ZIP 10309 Property Distress & Foreclosure Data

DLRadar grades ZIP 10309 (Richmond County, New York) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (77/100). On the structural side it scores 53/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 21% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 10309 scores 37/100. The vacancy rate is 5.2%. About 40% have a four-year degree. Households earn a median $123,638 — above the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented. The ZIP holds roughly 12,921 housing units. A median home runs $767,200 here, or 6.0 times local income. Around 55% of renters are cost-burdened. 34,918 residents call 10309 home, typically aged 42.

On balance, 10309 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.