Richmond County, NY: Foreclosures, Tax Liens & Distressed Properties

Richmond County, NY, New York: 13 ZIP codes scored, Richmond County, NY averaging 19/100 (low, Richmond, NY). Richmond County, NY is in its peak phase (Richmond, NY confidence 36/100): Richmond, NY home prices up 4.9% (Richmond, NY) over twelve months. Richmond County, NY lender headwind: 74/100.

Highest-scoring Richmond County, NY ZIPs: 10301 (19/100), 10302 (19/100), 10303 (19/100), 10304 (19/100), 10305 (19/100), 10306 (19/100). Also scored in Richmond County, NY: 10307, 10308, 10309, 10310, 10311, 10312, 10314.

Across Richmond County, NY's scored ZIPs: median home value $671,942, household income $99,565, 7.8% vacancy, 11.3% poverty, 67% owner-occupied, median age 39.9.

Richmond County, NY insurance distress 26/100 (#1,869 in the US); FEMA hazard 0/100 for Richmond, NY; 15 Richmond, NY NFIP flood claims, $153K paid.

16 banks with 89 branches lend in Richmond County, NY; Richmond, NY weighted bank stress 69/100, highest 90/100 in Richmond, NY.

Richmond County, NY unemployment 4.8% (Richmond, NY -0.4 pts, six months); 707 new housing units permitted in Richmond County, NY over twelve months, Richmond, NY up 67% from 424; Richmond, NY home prices +4.8% a year (Richmond, NY) over three years.

184,621 housing units in Richmond County, NY; 54,513 Richmond, NY renter households; 51% of Richmond, NY renters spend 30%+ of income on rent, 29% (Richmond, NY) half or more.

Richmond County, NY ranks #2,620 nationally on the opportunity index (Richmond, NY, among all ranked counties); Richmond, NY scores 25.3/100 and Richmond, NY sits #52 inside New York. Richmond, NY is in the weak opportunity phase; Richmond, NY's primary driver is bank institutional, Richmond, NY second driver vacancy; Richmond, NY moved up 36 places. 17 short-sale listings across Richmond, NY; 100 days on market observed in Richmond, NY; 7.5% vacancy over 13 Richmond, NY ZIPs.

1.0% of Richmond County, NY mortgages were ninety-plus days late in December 2025; Richmond, NY's thirty-to-eighty-nine-day share was 1.7% (CFPB county sample). Richmond, NY's ninety-day rate is up 0.2 points on twelve months earlier; the Richmond, NY peak since 2008 was 6.1% in October 2010; New York overall reads 1.0%.

Richmond County, NY has 7 watched banks; 7 Richmond, NY banks sit in an elevated band. Richmond, NY footprints: Flagstar Bank National Assn (14 branches, stress 90) in Richmond, NY; Northfield Bank (12 branches, stress 61) in Richmond, NY; Empire State Bank (4 branches, stress 74) in Richmond, NY.

HUD lists 13 assisted multifamily properties in Richmond County, NY with 2,237 units; 1,208 Richmond, NY units are assisted, 5 Richmond, NY properties under project-based Section 8.

13,844 of the 184,621 housing units in Richmond, NY sit vacant. Richmond County, NY permitted 75 multifamily units in twelve months; Richmond, NY's one-to-four unit structures added 632 units in Richmond County, NY.