ZIP 10301 Property Distress & Foreclosure Data

Richmond County, New York's ZIP 10301 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (77/100). On the structural side it scores 53/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 15% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

45% of housing is owner-occupied. About 39,799 people live here, median age 37. The vacancy rate is 13.2% — elevated. Around 45% of renters are cost-burdened. At $84,937, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 47/100. The poverty rate is 17.6% — high, a tax-stress and distress correlate. The typical home is worth about $684,700 (7.7× income, severely stretched). Around 38% of adults hold a bachelor's degree or higher. The ZIP holds roughly 16,628 housing units.

Net-net, 10301 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.