ZIP 10302 Foreclosure, Tax-Lien & Distress Report

ZIP code 10302 in Richmond County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (77/100)). Property-level stress concentrates in structural risk (42/100), institutional ownership (17/100), mortgage stress (7/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Structural risk reads 42/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 9% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $611,900 here, or 7.7 times local income. There are about 6,658 housing units across 10302. Vacancy runs 11.1%. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 57% owner-occupied to 43% rented. Households earn a median $76,089 — near the roughly $78,000 national figure. 19,693 residents call 10302 home, typically aged 35. On demographic stress specifically, 10302 scores 52/100. Around 71% of renters are cost-burdened. Educational attainment sits at 29% bachelor's-or-above.

Net-net, 10302 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 10302 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 10302 stays directly comparable to neighboring ZIPs and the rest of Richmond County, New York. Where the public record is thin for 10302, the field stays empty rather than modeled, and fills in as new documents post.

Behind 10302's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 10302 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.