ZIP 10302 Property Distress & Foreclosure Data

ZIP code 10302 in Richmond County, New York carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (77/100)). What sets it apart are the readings on structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Structural risk reads 53/100 against active distress of 2/100.

The expansion-phase market in 10302 posted values that rose 6.3% over the year, and 9% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $611,900, an affordability ratio of 7.7× — stretched. There are about 6,658 housing units across 10302. Vacancy runs 11.1%. 20.0% of residents fall below the poverty threshold. Owners hold 57% of homes, renters 43%. Median household income is $76,089, near the U.S. median near $78,000. Population is roughly 19,693 with a median age of 35. DLRadar's demographic-stress index for the area reads 52/100. Rent burden reaches 71% of tenant households. Educational attainment sits at 29% bachelor's-or-above.

On balance 10302 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.