Richmond County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Richmond County, New York? DLRadar grades every Richmond County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Richmond County breakdown.
- Richmond County's most distressed ZIP is 10301 at 19/100.
- 13 ZIP codes tracked in Richmond County, averaging 19/100 distress.
- Richmond County reads peak — home values up 4.9% year over year.
- Vacancy runs 7.8% across Richmond County's tracked ZIPs, with a 11.3% poverty rate.
- The typical Richmond County home is worth about $671,942 against a ~$99,565 median income.
- Lending headwind in Richmond County sits at 74/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 10301 | 19/100 |
| 2 | 10302 | 19/100 |
| 3 | 10303 | 19/100 |
| 4 | 10304 | 19/100 |
| 5 | 10305 | 19/100 |
| 6 | 10306 | 19/100 |
| 7 | 10307 | 19/100 |
| 8 | 10308 | 19/100 |
| 9 | 10309 | 19/100 |
| 10 | 10310 | 19/100 |
| 11 | 10311 | 19/100 |
| 12 | 10312 | 19/100 |
Most distressed ZIP codes in Richmond County (composite distress 0-100, 2026)
What is driving Richmond County distress
Nothing here is estimated: Richmond County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Richmond County market phase and pricing
Phase for Richmond County: peak (+4.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Richmond County
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Questions about this county
Where is distress highest inside Richmond County, NY?
ZIP 10301 leads Richmond County at 19/100, recomputed monthly from public records.
Is Richmond County expanding or contracting?
FHFA price-index movement places Richmond County in peak; prices are up 4.9% over twelve months.
What are the sources behind these Richmond County numbers?
Every Richmond County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 13 Richmond County ZIP codes that it runs on every other U.S. county, so Richmond County's numbers are directly comparable to any other market.
How much do distress scores vary between Richmond County ZIP codes?
Averaging the county conceals how uneven it is. Across the Richmond County ZIPs DLRadar ranks, scores run from 19/100 in 10301 down to 19/100 in 10312, against a Richmond County average of 19/100. Those 0 points separate the ZIPs worth working in Richmond County from the rest.
What do Richmond County home values and vacancy say about distressed supply?
The typical Richmond County home carries about $671,942 of value against a median household income near $99,565. Vacancy across Richmond County's tracked ZIPs runs 7.8% and the poverty rate is 11.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Richmond County's foreclosure and tax-lien filings and its 74/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.