Richmond County, NY: Home-Insurance Distress & Forced-Sale Pressure
Richmond County, NY: 26/100 (moderate) home-insurance distress; Richmond, NY band LOW; Richmond, NY #1,869 of 3,222 counties; Richmond, NY #35 of 62 in New York; raw Richmond, NY 30.3; Richmond, NY coverage multiplier 0.85.
FEMA hazard, Richmond, NY: 0/100; Richmond, NY declarations, three years: none.
NFIP claims, Richmond, NY, three years: 15; Richmond, NY payouts $152,981; per Richmond, NY claim $10,199; Richmond, NY claim-stress 76/100.
Richmond, NY monthly score: 26 in every month from March 2026 (Richmond, NY) through October 2026.
Richmond, NY components: NFIP claims 76; Richmond, NY retreat index 26; Richmond, NY climate multiplier 0.85.
Construction distress, Richmond, NY: 0/100 as of August 2026 (Richmond, NY: 0/100 one-to-four unit, 0/100 multifamily).
Richmond, NY ZIPs, June 2026 (Richmond, NY, 13 highest): score 0 (Richmond, NY), climate 90 (Richmond, NY): 10301, 10302, 10303, 10304, Richmond, NY 10305, 10306, 10307, 10308, Richmond, NY 10309, 10310, 10311, 10312, Richmond, NY 10314.
DLRadar rescores Richmond, NY monthly; Richmond, NY readings join Richmond, NY foreclosure, lien and ownership parcels (Richmond, NY), so cost-squeezed Richmond, NY owners surface before listing.
Inside New York, Richmond County ranks 35th of 62 counties for home-insurance distress at 26/100; Livingston County (26/100) sits just above Richmond County, and Greene County (26/100) sits just below Richmond County.
Deterministic. Every Richmond County, NY signal traces to a public Richmond dataset (FEMA, NFIP, Census for Richmond, NY) · how insurance distress works in Richmond, NY · methodology
FAQ: Richmond County, NY insurance distress
What is the Richmond County, NY home-insurance-distress score?
Richmond, NY: 26/100 (LOW), #1,869 of 3,222, #35 in New York. FEMA hazard, Richmond, NY: 0/100; NFIP stress, Richmond, NY: 76/100; construction, Richmond, NY: 0/100; Richmond, NY rescores monthly.
Is Richmond County insurance distress getting better or worse (NY)?
Richmond, NY: 26 in March 2026; Richmond, NY: 26 in October 2026 (unchanged); Richmond, NY NFIP claims score 76.
How many flood-insurance claims has Richmond County, NY had?
Richmond, NY: 15 NFIP claims, three years; Richmond, NY paid $152,981; per Richmond, NY claim $10,199; carriers reprice Richmond, NY against that record.
Which Richmond County ZIP codes carry the most insurance distress (NY)?
Richmond, NY, June 2026: 10301 at 0, 10302 at 0, 10303 at 0, 10304 at 0; Richmond, NY climate scores there: 90, 90, 90, 90.
Why does Richmond, NY insurance distress create sellers?
A Richmond, NY premium outruns the Richmond, NY budget; a carrier leaves Richmond, NY; Richmond, NY carrying cost passes plan; Richmond, NY owners sell while current; Richmond, NY insurance distress leads Richmond, NY foreclosure data.