ZIP 10304 Property Distress & Foreclosure Data

DLRadar grades ZIP 10304 (Richmond County, New York) at a low 23/100 for overall property distress. Structural exposure scores 53 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (77/100).

The market reads expansion — home values rose 6.3% year on year, and 11% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 45,843 people live here, median age 39. The typical home is worth about $678,700 (9.2× income, severely stretched). 49% of housing is owner-occupied. The demographic-stress sub-score lands at 52/100. Vacancy runs 9.3%. The poverty rate is 17.8% — high, a tax-stress and distress correlate. Rent burden reaches 48% of tenant households. There are about 17,190 housing units across 10304. At $71,506, median income runs near typical U.S. levels. Around 31% of adults hold a bachelor's degree or higher.

Net-net, 10304 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.