ZIP 10310 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 10310 (Richmond County, New York) returns a low composite of 19/100. What sets it apart are the readings on structural risk (42/100), institutional ownership (17/100), mortgage stress (7/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (77/100). Structural exposure scores 42 and live distress 2 on the 0–100 scale.

The peak-phase market in 10310 posted values that rose 4.9% over the year, and 12% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 47% of tenant households. Roughly 13.3% live below the poverty line. At $106,118, median income runs above typical U.S. levels. The tenure split is 57% owner-occupied to 43% rented. The vacancy rate is 9.4%. On demographic stress specifically, 10310 scores 41/100. About 31% have a four-year degree. 25,824 residents call 10310 home, typically aged 36. There are about 9,866 housing units across 10310. Home values center near $633,400, an affordability ratio of 5.9×.

On balance, 10310 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 10310 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 10310 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 10310 reflects the current record instead of a stale or modeled snapshot.

Behind 10310's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 10310 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.