ZIP 10310 Property Distress & Foreclosure Data

Richmond County, New York's ZIP 10310 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 53/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.3% year on year, and 12% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 47% of renters are cost-burdened. The poverty rate is 13.3%. At $106,118, median income runs above typical U.S. levels. 57% of housing is owner-occupied. The vacancy rate is 9.4%. The demographic-stress sub-score lands at 41/100. Around 31% of adults hold a bachelor's degree or higher. About 25,824 people live here, median age 36. The ZIP holds roughly 9,866 housing units. The typical home is worth about $633,400 (5.9× income).

Overall 10310 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.