ZIP 07002 Foreclosure, Tax-Lien & Distress Report

In Hudson County, New Jersey, ZIP 07002 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on structural risk (55/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. The split runs 55/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100).

The market reads expansion — home values rose 5.2% year on year, and 28% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 37% owner-occupied to 63% rented. Vacancy runs 6.1%. Households earn a median $81,285 — near the roughly $78,000 national figure. Rent burden reaches 37% of tenant households. A median home runs $460,100 here, or 5.5 times local income. About 40% have a four-year degree. 14.4% of residents fall below the poverty threshold. On demographic stress specifically, 07002 scores 38/100. 70,468 residents call 07002 home, typically aged 39. The ZIP holds roughly 30,786 housing units.

Net-net, 07002 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 07002 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 07002 stays directly comparable to neighboring ZIPs and the rest of Hudson County, New Jersey. 07002 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 07002 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Treat 07002 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.